Financing
Get the equipment you need now and pay over time. Choose Affirm at checkout for fast, automated decisions — or explore business financing through our partners, Quickspark or Clicklease.
Pay Over Time with Affirm
Select Affirm at checkout to get a quick real-time decision and transparent payment options. Complete a quick application that won’t affect your credit score. Affirm shows the total cost up front — no surprises.
Fast, automated decisions during checkout for eligible customers.
Promotional APR may be available for qualified buyers (terms vary).
No penalty for paying off your purchase early.
Prequalification typically won’t affect your credit score.
Affirm FAQs
Is there a minimum order to use Affirm?
Yes — the minimum order is typically $250 (for qualified buyers).
Does checking eligibility affect my credit score?
Prequalification typically does not affect your credit score. If you proceed with financing, it may impact your credit score.
Can I pay off my purchase early?
Yes — there’s no penalty for paying early.
Rates from 0% APR are based on credit and subject to eligibility. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Business Financing Options
Financing can help preserve working capital and keep cash flow predictable. We offer business financing through QuickSpark and Clicklease.
QuickSpark
Business financing designed to help you invest in equipment while keeping cash flow manageable.
EARLYPAY* — Pay off early (before your 5th payment)
EARLYPAY* is an option to pay off the loan anytime prior to the fifth payment due date — ideal when you want short-term cashflow flexibility.
- When a business owner does not need to finance but wants to preserve cashflow for a few months.
- When someone needs a few months of payments (end of year/beginning of year) and will pay it off after getting their tax refund.
- Has a large paying job or lump sum coming in the near future.
- Making a purchase during peak season and they make the money back quickly.
- If it is your off season and peak season is fast approaching (pay it off when business ramps up).
- High ROI piece of equipment that pays for itself quickly.
Payments may be fully tax-deductible as an operational expense (ask your accountant).
Explore terms designed for equipment purchases and working capital preservation.
Choose a payment structure that fits your business needs (where available).
Financing may align with business deductions (ask your accountant).
Terms and eligibility vary. QuickSpark handles underwriting and approval decisions. *EARLYPAY availability and terms may vary by agreement.
Clicklease
Flexible equipment leasing designed for businesses — including start-ups and weekend warriors.
Equipment leasing solutions for all business customers — great or bad credit.
Risk-free application typically has no impact on your personal credit score.
Often friendly for small businesses, start-ups, and weekend warriors.
As good as cash in hand — not just a pre-qualified amount.
Choose the payments and lease terms that best fit your budget.
Payments may be tax deductible as a business expense (ask your accountant).
Terms and eligibility vary. Clicklease handles underwriting and approval decisions.
Potential tax benefit: Section 179
Many businesses may be able to deduct eligible equipment purchases under Section 179. Check with your accountant to confirm eligibility and restrictions.
Section 179 generally allows an immediate deduction for certain depreciable business assets (such as equipment), rather than depreciating over time. Only offered on new purchases; restrictions may apply. Always confirm with your tax advisor.
